is a means of ensuring that your family or dependants are financially secure after your death.

A serious accident can undermine your ability to earn an income and leave you with major expenses. Disability insurance is a way to ensure your continued financial security if you are disabled by an accident

Disability Income Protection Insurance or disability insurance is a type of insurance that protects the policyholder’s income against the risk of losing his or her income as a result of being unable to work. For example, if the policyholder acquired a disability that made it impossible to work, a disability income plan would provide short-term and long-term benefits in the form of income.

It could also help to pay for other costs associated with loss or disability – costs which, in themselves, could place significant strain on a family’s budget

your house or building will be insured for loss or damage caused by acts of nature, fire, explosion and subsidence. Our buildings insurance package even covers damage caused by leaking water-heating systems and water pipes. We also cover damage caused by power surges at no extra cost!
If any claimable incidents cause loss or damage to your building materials or fixtures and fittings during construction or alteration, we will provide cover

insurance that offers cover to the life insured should they develop or contract a critical illness. Why is it important? Because people don't always know what's lurking in their family trees, and many critical illnesses are actually inherited

We know that you are going to live life to the full, so we reward you with cash for living longer!
We will take care of your funeral needs Plan for you, your spouse, children, parents and extended family. In addition, we will reward you for looking after yourself and staying alive

Serious diseases usually strike without any warning - whether you suffer a heart attack, fall victim to cancer, need an organ transplant, or lose your eyesight or hearing.

You may not necessarily be medically unable to continue working, and therefore you may not be able to claim disability cover. And it is exactly at time such as these that you will need extra cash. A feature of dread disease cover is that we pay 100% of the cover amount for the majority of diseases we cover.

Due to the effects of inflation, most of us will barely survive on our retirement money. Unless we protect both our capital and returns and this is what a Retirement Annuity can do for you.Apart from the tax advantages you get on your contributions, portfolio growth and your final pay-out, the Retirement Annuity also offers other great features and benefits